What is Synchrony HOME?

A program that gives retailers access to millions of cardholders and provides more opportunities for cardholders to purchase what they need for their home.

Synchrony HOME Card

More Than Financing

Watch our videos to learn more about Synchrony HOME


What Retailers Need to Know

What Consumers Need to Know

How Synchrony HOME Works


Over 5 million* cardholders in various stages of the shopping journey, can find your store online with locator on app and website. They shop at your store, using their Synchrony HOME credit card. Marketing and more places to use the card help keep them engaged. They return to shop at your store.

More than 5 million* cardholders with $22 billion in available credit. Acceptance of all Synchrony HOME credit cards. Offer Promotional Financing. Inclusion in our Business Locator. Special offers and marketing support.
Accepted at thousands of retailers, from furniture and décor to appliances and more. Dedicated credit limit. CARDHOLDERS ENJOY EVERYDAY BENEFITS, EVERYWHERE THE CARD IS ACCEPTED. 2% CASH BACK on purchases under $299 paid as a statement credit.(1) 6 MONTHS Promotional Financing on purchases of $299 or more.(2) PLUS, YOU CAN OFFER 12-60 MONTHS Promotional Financing

How many Synchrony HOME cardholders are in your area?

Use our tool to find out!

Over 5 million* Synchrony HOME cardholders nationwide.


*as of 6/30/2019

1Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

2Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

Additional Synchrony Resources




LEARNING CENTER

Gain the skills to confidently offer financing and better help your customers.



BUSINESS CENTER

Submit applications, process sales or run reports.



ADVERTISING CENTER

Find tools and resources for effective and compliant marketing of consumer financing.